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  • When building credit, focus first on on-time payments
  • January 16, 2015
  • Don't overmanage your credit utilization while in a formal debt management plan. Just keep paying on time, every time and your score will rise over time

  • View more at: http://www.creditcards.com/credit-card-news/building-credit-payments-utilization-1586.php?aid=2741cce8&rss_lnk=25