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  • How credit score formula handles multiple credit inquiries
  • March 13, 2015
  • FICO uses a 30-day buffer and a process called 'deduplication' on multiple inquiries for a mortgage or car loan, in effect counting them as one. But that doesn't apply to credit card shopping

  • View more at: http://www.creditcards.com/credit-card-news/score-dedupe-buffer-30-day-1586.php?aid=2741cce8&rss_lnk=25