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  • Forget the 30 percent credit utilization 'rule' – it's a myth
  • September 26, 2014
  • When it comes to credit utilization and your credit score, a very low credit-to-borrowing ratio is best, and it's a myth that your score falls off a cliff once you hit 30 percent

  • View more at: http://www.creditcards.com/credit-card-news/credit-utilization-30-percent-rule-myth-1586.php?aid=2741cce8&rss_lnk=25